Lines Of Credit

A line of credit gives you access to funds up to your credit limit which can be borrowed and paid back multiple times while only paying interest on the money you borrow. This is a flexible and typically unsecured way to borrow money for seasonal businesses or businesses that need help managing cash flow or handling unexpected expenses.

Pros

  • Flexible borrowing
  • Typically, no collateral required

Cons

  • May have maintenance fee or withdrawal fee
  • Good credit and consistent revenue required

Best for

  • Short term needs
  • Seasonal business to manage cash flow

Our 3 Step Process

Fill out our Quick Application.

There are no fees or an obligation to apply. Fill out our streamlined online application form. You can also contact our Prosper Agents directly.

We Review Your Application.

We review your goals and present you with programs matching your needs, getting an offer from our network of reputed lenders, usually, within 24 hours.

Receive Funding.

Based on the program option that fulfills your specific funding needs directly into your bank account.

Apply for Free